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Women’s Business LoansAccess to capital for women in business

Access to capital is vital to the creation and growth of women-owned businesses - but, remains an elusive obstacle. We're here to help, TODAY.

Through, The U.S. Women’s Chamber of Commerce is thrilled to provide affordable and quick access to capital to women business owners. Apply in under 5 minutes. Funds can be in your bank account within a few days. When we focus our power, we shape our world.

why Women's Business

  • Apply at in under 5 minutes!
  • Funds can be in your bank account within a few days.
  • Checking your rate has NO impact on your credit score.
  • Our low-cost platform can drive down your cost to secure credit.
  • Low fixed-rate loans. Your interest rate will never go up. Ever.
  • No prepayment penalty. No hidden fees.
  • We provide a $250 reward upon loan fulfillment.*

$250 reward

When growing your business, every dollar counts. When you secure a business loan through the Women’s Business referral, we’ll provide a $250 “Cash in Your Pocket” Reward.

is your firm eligible?

To borrow, a business must have $75,000 or more in annual sales. The business owner who completes the application must:

  • Own 20% or more of the business
  • Have owned the business for the last two years
  • Be authorized to borrow on behalf of the business
  • Be a US citizen or permanent resident, or be in the United States on valid long term visa
  • Be at least 18 years old

To qualify for a loan, a number of factors are considered including, but not limited to business financials and cash flow, business and guarantor credit profiles, and other information. At this time applications from businesses in IA, ID, ME, ND and NE cannot be accepted.

what is the lending process?

The lending process, for eligible firms/owners, is very quick and easy:

  • Complete the form that begins above and submit your basic loan information.
  • Receive a custom quote and select the best loan term and rate for your firm.
  • Upload required documents (no business plan required). You will be contacted directly to get answers to any questions and assist you in the completion of your application. All of your information is reviewed.
  • When your loan is funded, the funds are electronically forwarded to your bank account.
  • Once you have received your funds, we will send your $250 “Cash in your pocket” reward.

personal loans, too! is available for your personal loans, too.

  • Borrowers may reduce their interest rates and consolidate debt into one easy, monthly payment.
  • Apply online in just minutes!
  • Up to $35,000.
  • Get funded within a few days.
  • Checking your rate has NO impact on your credit score.
  • Make one, fixed monthly payment.
  • Prepay and save by eliminating future interest payments.
  • No hidden fees.
  • We provide a $50 “Cash in Your Pocket” Reward upon loan fulfillment.*

*Read details about the USWCC “Cash in Your Pocket” Reward

U.S. Women’s Chamber of Commerce (USWCC) member benefits, including all goods, services, rebates and discounts on this site, are provided by third parties, not by USWCC. Benefit providers pay a royalty fee to USWCC for the use of its intellectual property. These fees are used for the general purposes of USWCC. Benefit provider offers are subject to change and may have restrictions. Please contact the provider directly for details. The website is operated by BriteLane, LLC. to provide lending related products and services for USWCC members, under an agreement with USWCC Services, Inc., a wholly-owned for-profit subsidiary of USWCC, not by USWCC. Loans through our financing partner Lending Club are issued by WebBank, an FDIC insured Utah-chartered industrial bank located in Salt Lake City, Utah, Equal Housing Lender. Loans are not issued to borrowers in IA, ID, ME, ND, or NE. WebBank and USWCC do not have a relationship and neither party may obligate the other.

how do i determine eligibility?

We have a quick and easy online form you can complete to check your eligibility in just minutes. Checking your eligibility won’t impact your credit score.

We’re proud of our partnership with Aon and know how much this service will mean to our members. Access to the Aon Health PLUS private health insurance exchange empowers business owners to provide health insurance coverage with expert assistance every step of the way – at no cost to you.

Margot Dorfman
CEO, U.S. Women's Chamber of Commerce

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